Going Paperless

The other day I walked into our apartment’s entryway to find our bank statement lying on top of our community mailbox, instead of being locked safely inside. Morbid tales of identity theft rushed through my mind and I quickly snatched the piece of mail. After a short discussion with my husband we signed up for online statements with that account.

Although I frequently tell my husband I prefer old-fashioned paper to online resources, my attitudes are quickly changing in-line towards his tech-savvy ways. We still have one or two bills trickle in through the mail each month, but now the majority of our budget, bill pay and even statements are stored online. This action saves us space, clutter and time, not to mention online statements prevents thieves from stealing our mail.

I have to say that except for tax purposes I find our need for actual bank statements obsolete as we check our accounts multiple times during the week and balance them against our neobudget account. I find toggling between my bank account and neobudget much easier than balancing transactions with a paper and pen. My statements are always weeks old and if I referred primarily to them my checkbook would quickly be out of balance.

When it’s time to pay the bills, I just have to check my husband’s e-mail for the amount and the date due and then pay it online through my bank. I can easily do this juggling a baby on my lap, which is a frequent occurrence. I know others swear by setting up bill pay in advance, but I haven’t tried that yet, I just pay the bills when the check deposits.

With the advances of paperless technology I feel more secure and organized in my financial dealings. Some things truly are better and easier online, while others (like a good book) will forever be the best on paper.

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• Going Paperless
• Our New Way of Budgeting
• Keeping Track of Expenses Electronically
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